News Release: 7/9/2025

Business Auto vs Personal Auto: Coverage Pitfalls to Avoid

Auto insurance gaps can sneak up on even the most experienced drivers and business owners. 

If you drive a company car, have employees using personal vehicles for work, or your business owns family vehicles, you may be exposed to costly coverage gaps in your personal or commercial auto insurance.

At Robertson Ryan Insurance, we regularly guide clients through real-life scenarios where coverage didn’t line up with vehicle use, until we helped fix it.

This blog breaks down:
?? Why personal auto insurance may not cover company cars
?? The risks of not carrying a personal policy
?? Key endorsements like DOC and HNOA that can close the gap

If you have any questions, please reach out to me at 262-790-8574 or mbesting@robertsonryan.com